Contractors' Loss Prevention Tips

Posted Mar 9th, 2016 in Business Insurance Tips, resources

  • Focus on pre-job and pre-task planning. The principle of planning the work and working the plan should be followed.
  • All tools and equipment should be kept in a locked area at all times when not in use.
  • All tools should be stamped with an identification number to assist in recovery. Tools should be painted with bright, easily recognizable colours to ease in their identification.
  • Any onsite storage of materials should be in a secure storage area. Where the materials are considered a high target, they should be kept inside a building in a locked area or brought to the site only when they are needed.
  • Warning signs should be posted limiting access and indicating the safety equipment required to gain entry.
  • All electrical cords that pass through pedestrian areas should be secured so that tripping is avoided.
  • All mud or water on public traffic areas should be cleaned regularly.
  • The local utilities should be contacted to locate underground services in the event that any excavations are to be performed.
  • All flammable liquids used should be stored in approved safety containers.
  • All hotwork should be controlled. Combustibles should be removed at least 11 metres from the hotwork. If this is not possible non-combustible shields should be used. A fire watch should be provided for at least a half-hour after the hotwork is completed. All hotwork permit regulations must be followed.
  • All combustible refuse created during the work should be cleaned up regularly. Oily rags should be separated and stored in metal containers with tight fitting lids.
  • Fire extinguishers of the appropriate type should be available at all times.
  • Certificates of liability should be obtained from all subcontractors to ensure they are maintaining adequate liability coverage.
  • All new equipment should be tested and inspected when the work is completed. Customers should signoff the job once complete.
  • Ensure that the project complies with all applicable codes and standards.
  • Records of all jobs including plans, testing documents and approvals should be maintained.
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